Fiduciary

a fiduciary is a person or organization that owes to another the duties of good faith and trust. The highest legal duty of one party to another, it also involves being bound ethically to act in the other’s best interests.

It’s time to make a choice. Plan for your future.

It’s as simple as making a phone call, and sitting down with a Registered Investment Advisor.

I offer a plethora of financial services – including hedge funds, mutual funds, estate planning, and insurance advice.

Why Should I Trust RIA?

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Registered Investment Advisors are not here to sell, but to guide.

 
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Registered Investment Advisors are not tied to any specific family of funds or investment products.

 
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Registered Investment Advisors are here to serve your interests – no one else’s.

 

We Will…

Identify your needs.

 

Get detailed information about you, in order to better offer you advice.

Determine what your objectives are.

Evaluate your current financial state.

  • Assets versus Liabilities.
  • Cash inflow versus Outflows.
  • Your Needs versus Your Wants.

Determine a financial plan that is tailored to you.

Recommendations to you, the client.

An ongoing review of performance.

We will check in with you regularly, as well as whenever you want to check in on your financial plans.

Implement a financial plan.

 

Wealth Management

We believe our clients want protection of their principal!

Tax Advisors

We will evaluate your needs and offer you potential solutions!

Insurance Services

Your financial future doesn’t have to be complicated!

Weekly Market Commentary

Weekly Market Commentary

May 26th, 2020 Chadd Mason, CEO The Cabana Group What Investors Can learn from Today's Market Equity markets worldwide continue to climb in the face of dire economics. In two decades of investing I have never seen a starker example of investors immediately setting the...

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Weekly Market Commentary

May 18th, 2020 Chadd Mason, CEO The Cabana Group Markets Closed Up Big Today Amid Positive Coronavirus Vaccine Results The past week saw continued volatility as equities sold off Monday, Tuesday and Wednesday just below the 200-day moving average and right at the late...

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Weekly Market Commentary

April 27th, 2020 Chadd Mason, CEO The Cabana Group Will COVID-19 Change Our World (and our Markets) Forever? As our country begins to consider reopening for business, I am left wondering how we will forever be changed? Will we shake hands with new acquaintances? Will...

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IRA Blog

CONVERSION NIGHTMARES

By Sarah Brenner, JD IRA Analyst With markets down, many IRA owners are thinking this may be the time for a Roth IRA conversion. Converting when account values are down can be a good bargain. You pay a tax bill on a lower balance now in exchange for potential tax-free...

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CRDS AND ROTH CONVERSIONS – ABUSE OF THE RULES?

By Andy Ives, CFP®, AIF® IRA Analyst The coronavirus-related distribution (CRD) rules for Roth conversions have a gaping hole. An “affected person” (as we have defined in previous blogs), is entitled under the CARES Act to withdraw up to $100,000 from their IRA or...

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Market Review and Outlook

April 2020 Market Review

April 2020 Market Review -Darren Leavitt, CFA Global markets continued to rebound in April as global governments and central banks added more stimulus to combat the economic slowdown caused by COVID-19.  Developed markets outperformed emerging markets, and growth...

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Mid-April Market Update

Mid-April 2020 Market Update - David Young, CFA We vividly recall the financial crisis of 2008. The economy was quickly contracting, several financial institutions required bailouts, layoffs abounded, and the stock market plunged. But we weren’t grappling with fear...

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January 2020 Market Review

January 2020 Market Review -Darren Leavitt, CFA The markets started January with nice gains but gave back some of those gains later in the month on concerns related to the spread of the novel coronavirus and its effect on the global economy. During the month, the US...

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A Legal Fiduciary Responsibility

As a Registered Investment Advisor, I have a legal, fiduciary responsibility to always work in your (my client’s) best interest. I offer a complete range of investment services, from managing money in the market to safe money products. What every client needs is different, and I’m here to help you plan for your future and your children’s future. I act in your best interest every time, all of the time.

Alan Mott is a fiduciary financial advisor. A fiduciary financial advisor is held to the highest legal and ethical duty to represent his clients’ best interests regarding their total asset portfolio management.  As a result of this licensing, we are happy to announce that we now offer our clients Assets Under Management opportunities through our partnership with Foundations Investment Advisors, an SEC Registered Investment Advisor that specializes in building actively managed investment portfolios based on your goals and objectives.

FIA uses asset classes with low internal fees, like ETF’s, Index funds and no load mutual funds. By attempting to limit the downside through risk management and the ability to move to cash quickly, FIA strives to achieve consistent growth of your money for years to come.

If you have market based investments and are not happy with your performance, or you feel you are paying too much in fees I have announcement just for you; I am happy to announce my partnership with Foundations Investment Advisors (FIA), a SEC Registered Investment Advisor that specializes in building actively managed investment portfolios based on your goals and objectives.

FIA uses asset classes with low internal fees, like ETF’s, Index funds and no load mutual funds. By attempting to limit the downside through risk management and the ability to move to cash quickly, FIA strives to achieve consistent growth of your money for years to come.

As a fiduciary, we are not paid commissions. Rather we are incentivized to grow your portfolio. The more you grow, the more we grow.

The last decade has shown us that the traditional buy and hold strategy of investing may not be the most efficient due to changing global valuations and extreme price movements.  Instead of being constrained to a “fixed mix” of asset classes, FIA employs tactical asset allocation which allows the portfolio manager to change the mix of asset classes, find value across the entire global palette of asset classes and, if needed, move to cash.

In the past, I have helped your family with income planning or other insurance planning, I now look forward to discussing the rest of your financial picture and working with you on a comprehensive solution to help your reach your full financial potential.  Please give me a call to schedule an appointment.

Our Services

We strive to provide access to services that are suitable to pursuing all of our clients’ financial needs. For services not listed below, we have also built trusted relationships with outside professionals that are experienced in assisting our clients.

Book a FREE Consultation Today! (800) 259-1001

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Advisory Services offered through J.W. Cole Advisors, Inc. (JWCA) Mott Tax Advisory Services/Mott Investment Services, LLC and JWCA are unaffiliated entities.