Fiduciary

a fiduciary is a person or organization that owes to another the duties of good faith and trust. The highest legal duty of one party to another, it also involves being bound ethically to act in the other’s best interests.

It’s time to make a choice. Plan for your future.

It’s as simple as making a phone call, and sitting down with a Registered Investment Advisor.

I offer a plethora of financial services – including hedge funds, mutual funds, estate planning, and insurance advice.

Why Should I Trust RIA?

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Registered Investment Advisors are not here to sell, but to guide.

 
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Registered Investment Advisors are not tied to any specific family of funds or investment products.

 
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Registered Investment Advisors are here to serve your interests – no one else’s.

 

We Will…

Identify your needs.

 

Get detailed information about you, in order to better offer you advice.

Determine what your objectives are.

Evaluate your current financial state.

  • Assets versus Liabilities.
  • Cash inflow versus Outflows.
  • Your Needs versus Your Wants.

Determine a financial plan that is tailored to you.

Recommendations to you, the client.

An ongoing review of performance.

We will check in with you regularly, as well as whenever you want to check in on your financial plans.

Implement a financial plan.

 

Wealth Management

We believe our clients want protection of their principal!

Tax Advisors

We will evaluate your needs and offer you potential solutions!

Insurance Services

Your financial future doesn’t have to be complicated!

Weekly Market Commentary

Weekly Market Commentary

Weekly Market Commentary - 9/23/2022 -Darren Leavitt, CFA It was another brutal week on Wall Street as global economic growth concerns aggravated sentiment. Investors sold risk assets in the wake of several rate hikes by global central banks. The Federal Reserve...

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Weekly Market Commentary

Weekly Market Commentary - 9/16/2022 -Darren Leavitt, CFA There was no place for investors to hide this week except in cash. A hotter than anticipated Consumer Price Index (CPI) caught most of Wall Street off guard and propelled the S&P 500 to its largest one-day...

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Weekly Market Commentary

Weekly Market Commentary - 9/9/2022 -Darren Leavitt, CFA The holiday-shortened week felt like anything of the sort.  Wall Street is back from summer break, and market action kicked right into high gear.  After three straight weeks of losses that saw the S&P 500...

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IRA Blog

HOW ARE ROTH 401(K) DISTRIBUTIONS TAXED?

By Ian Berger, JD IRA Analyst Follow Us on Twitter: @theslottreport More and more 401(k) plans now offer Roth contributions. At the same time, Americans are changing jobs and receiving 401(k) distributions in record numbers. So, it’s a good time to review the tax...

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QCDS AND THE ABSOLUTE NECESSITY FOR A CWA

By Andy Ives, CFP®, AIF® IRA Analyst Follow Us on Twitter: @theslottreport Qualified Charitable Distributions (QCDs) are a common transaction these days, but all guidelines must be followed to ensure the QCD is valid. Recent court cases have exposed the absolute...

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Market Review and Outlook

June 2022 Market Review and Outlook

Monthly Commentary - June '22 -Darren Leavitt, CFA It was just an ugly month of June for investors and for that matter the 1st half of 2022.  All asset classes seemed to fall except for the US dollar.  The month started with a “peak inflation” narrative that was...

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April 2022 Market Review and Outlook

Monthly Market Commentary – April ’22 -Darren Leavitt, CFA Global financial markets had a rough month in April. Inflation continued to be top of mind for investors as data continued to show historic increases in prices. The Federal Reserve still appears to be behind...

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March 2022 Market Review and Outlook

Monthly Market Commentary - March '22 -Darren Leavitt, CFA In March, global financial markets continued to be volatile, focused on the Russian/Ukraine war and inflation rates not seen in decades.  Countries worldwide condemned Russia’s invasion of Ukraine and started...

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A Legal Fiduciary Responsibility

As a Registered Investment Advisor, I have a legal, fiduciary responsibility to always work in your (my client’s) best interest. I offer a complete range of investment services, from managing money in the market to safe money products. What every client needs is different, and I’m here to help you plan for your future and your children’s future. I act in your best interest every time, all of the time.

Alan Mott is a fiduciary financial advisor. A fiduciary financial advisor is held to the highest legal and ethical duty to represent his clients’ best interests regarding their total asset portfolio management.  As a result of this licensing, we are happy to announce that we now offer our clients Assets Under Management opportunities through our partnership with Advisory services offered through J.W. Cole Advisors, Inc. (JWCA). Mott Investment Services, LLC and JWC/JWCA are unaffiliated entities., an SEC Registered Investment Advisor that specializes in building actively managed investment portfolios based on your goals and objectives.

FIA uses asset classes with low internal fees, like ETF’s, Index funds and no load mutual funds. By attempting to limit the downside through risk management and the ability to move to cash quickly, FIA strives to achieve consistent growth of your money for years to come.

If you have market based investments and are not happy with your performance, or you feel you are paying too much in fees I have announcement just for you; I am happy to announce my partnership with Advisory services offered through J.W. Cole Advisors, Inc. (JWCA). Mott Investment Services, LLC and JWC/JWCA are unaffiliated entities., a SEC Registered Investment Advisor that specializes in building actively managed investment portfolios based on your goals and objectives.

FIA uses asset classes with low internal fees, like ETF’s, Index funds and no load mutual funds. By attempting to limit the downside through risk management and the ability to move to cash quickly, FIA strives to achieve consistent growth of your money for years to come.

As a fiduciary, we are not paid commissions. Rather we are incentivized to grow your portfolio. The more you grow, the more we grow.

The last decade has shown us that the traditional buy and hold strategy of investing may not be the most efficient due to changing global valuations and extreme price movements.  Instead of being constrained to a “fixed mix” of asset classes, FIA employs tactical asset allocation which allows the portfolio manager to change the mix of asset classes, find value across the entire global palette of asset classes and, if needed, move to cash.

In the past, I have helped your family with income planning or other insurance planning, I now look forward to discussing the rest of your financial picture and working with you on a comprehensive solution to help your reach your full financial potential.  Please give me a call to schedule an appointment.

Our Services

We strive to provide access to services that are suitable to pursuing all of our clients’ financial needs. For services not listed below, we have also built trusted relationships with outside professionals that are experienced in assisting our clients.

Book a FREE Consultation Today! (800) 259-1001

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Advisory Services offered through J.W. Cole Advisors, Inc. (JWCA) Mott Tax Advisory Services/Mott Investment Services, LLC and JWCA are unaffiliated entities.